Move-in ready and recently updated, this bright rancher is located in a sought-after water-oriented community. Recent upgrades create a modern feel throughout, including new luxury vinyl plank flooring, an updated kitchen, two renovated full bathrooms, fresh interior paint, and new interior doors. The home offers a spacious primary bedroom with a private renovated full bath and dual closets. Two additional spacious bedrooms are served by a second renovated hall bath. A large living room opens to an eat-in kitchen, creating a functional and inviting layout. Enjoy indoor-outdoor living with a rear deck and a fenced rear yard, plus an extended driveway with ample off-street parking. The detached oversized garage is a standout feature, offering space for vehicles plus room for hobbies, storage, or a workshop, and includes electric service. A separate shed with electric provides additional flexible storage or work space. Residents enjoy a relaxed community lifestyle with amenities that include a neighborhood beach, playground, picnic areas, and kayak/canoe storage, along with convenient access to nearby marinas and waterfront dining. No HOA. Property may be eligible for USDA 100% financing (buyer eligibility and lender approval required).