Buyers are encouraged to consult with their lender regarding available financing options and current loan programs, as there are several excellent opportunities in today’s market. The Maryland Mortgage Program (MMP) is a popular choice, offering up to 5% assistance toward closing costs and down payment. MMP Flex Loans provide 30-year, fixed-rate home loan products accompanied by additional funds for down payment and closing costs, available as a no-interest, deferred loan. First-Time Homebuyer Programs may offer up to $14,995 in assistance. Harford County SELP Program can provide up to $20,000 in closing costs and down payment. FHLB (Federal Home Loan Bank) Grants can provide up to $17,500 for first-time buyers and up to $20,000 for eligible community partners. These are just a few! 3-bedroom, 1-bath rancher in the Bush River community of Forest Greens situated on a 0.34-acre level lot next to a 100-acre forest preserve. The main level features wood floors throughout the living room, dining room, and all three bedrooms, with ceiling fans in most rooms. The living room includes a large picture window overlooking a mature red maple and wooded views. The dining room offers a built-in China closet, chair rail, and slider to the backyard, leading to a kitchen with a built-in table and plenty of cabinet space. The lower level includes a walkout stairs with a family or rec room, storage area, utility room with a new water heater, and laundry room with a central vacuum system. Exterior features include a brick gazebo for storage or workshop use, an eight-car driveway, private well, and public sewer. The peaceful Forest Greens neighborhood offers scenic surroundings and easy access to walking, biking, and outdoor recreation along the Bush River.